Trade Supply Finance & Receivable Finance - Associate

Role Description

Support the senior marketing officer of the Bank's Trade Solutions & Supply Chain Finance business within the Global Trade Finance Department by providing credit analysis, preparing credit applications and otherwise serving as a general resource to the business.                                      
                                    
Scope:                              
Supports the team in credit, administration, marketing, execution and related data analysis and reporting relating to activities for Trade Working Capital Finance Business. Role is largely transactional in nature and reports to the Group Head of the business. Candidate should have some working knowledge of various trade products in the market and/or extensive corporate finance credit experience                                    
    

Role Objectives

The job responsibilities are described herein:                                    

• Support credit applications and ensures submitted applications are complete and timely.                                
• Obtain support documentation for deals and coordinate with middle office, back office during approval process.                                
• Prepare presentation materials, requests for proposals and term sheets for potential deals.                                
• Respond to day-to-day inquiries from clients, relationship managers, middle and back office.                                
• Keep abreast of industry updates and economic environment as it relates to working capital finance                                
• Provide monthly reports to management and other ad hoc reports.                                
• Remain aware of all compliance and risk factors and continually work together with senior members of the team to proactively minimize and mitigate risk.                                
• Participate in quarterly and annual portfolio review and related management reporting.                                
• Responsible for ad-hoc requests from team leader of the business

Qualifications and Skills

• Good knowledge of internal policies, processes, grading and other systems and adept at navigating through the credit application process and a solid understanding of legal documentation and terms and conditions of a transaction. 
• Strong accounting skills with an ability to read and interpret financial statements and perform cash flow analysis proficiently. Strong analytical and critical thinking skills, ability to synthesize large amounts of information, analyze risk and identify mitigating factors.                                 
• Knowledgeable of bank regulations, risk and compliance factors and regulatory matters.                                
• Demonstrates a high degree of attention to detail and an ability to complete work accurately and in a timely manner against strict deadlines.                                 
• Demonstrated aptitude for quantitative and qualitative analysis with a solid understanding of financial statements, financial modeling and company or industry analysis.
• Self-motivated; driven and task-oriented.                                

                            
                                    
Work Experience:            

• 2 to 5    years of specialized experience                    
• Minimum of 2+ years of work experience in the front office of a corporate bank or trade finance department preferred. In depth knowledge of working capital lending. Formal credit training is a must.                        

                                    
Education:            

• Required:    BA / BS                    
• Preferred:    MA / MS / MBA                    
• CFA plus                        

                                    
Microsoft office, Word, Excel, PowerPoint

Additional Requirements