FP&A, Expense Management

Role Description

Support Finance Planning & Analysis activities for the Americas Division, with a primary focus on expense management, forecasting, variance analysis, and business and functional reporting. Execute monthly and annual planning activities, analyze financial performance and key expense drivers, and provide timely and accurate financial information to support management decision-making.

Partner with business, functional, and Finance stakeholders to coordinate forecast inputs, understand financial trends, and deliver management reporting. Support continuous improvement of recurring Business-As-Usual (BAU) processes through standardization, automation, and enhanced reporting capabilities, while responding to ad-hoc management requests and evolving business needs.

Role Objectives

Delivery

• Execute the monthly forecasting and annual budgeting processes for Americas Division expenses, including consolidation and validation of business and functional inputs. 
• Perform actual, budget, and forecast variance analysis, investigate key drivers, and prepare clear and concise management commentary that highlights areas for cost control focus. 
• Prepare and maintain business and functional reporting, providing appropriate views of financial performance by business area, function, cost center, and key expense category. 
• Analyze personnel and non-personnel expense drivers, including headcount and compensation, professional services, technology, occupancy, travel, and other operating expenses. 
• Coordinate with business and functional stakeholders to validate assumptions, understand changes in spending patterns, and incorporate updates into financial forecasts. 
• Prepare recurring monthly and quarterly management reporting packages, including financial results, trends, risks and opportunities, and key drivers of forecast changes. 
• Support scenario analysis and other financial analysis to assist management with expense decisions and planning. 
• Manage ad-hoc management reporting and analytical requests, ensuring accurate and timely responses. 
• Maintain supporting schedules and financial data to ensure consistency and integrity across forecasts and management reporting.
• Simplify and standardize recurring templates, reporting, and analytical processes. 
• Identify opportunities to automate manual reporting and data aggregation activities using Excel, Power BI, or other available financial and reporting tools. 

Interpersonal

• Establish effective working relationships with Business Managers, Accounting, and Finance stakeholders across the Americas Division.
• Support overall expense management priorities, including working with functional counterparts to reduce expenses where required.
• Coordinate with stakeholders to obtain forecast inputs, understand underlying business drivers, and resolve financial reporting questions.
• Communicate financial results, variance drivers, risks, and opportunities clearly to Finance and Business partners 
• Work effectively within the broader FP&A team to meet monthly forecasting, budgeting, and management reporting deadlines.
• Manage multiple recurring priorities while effectively responding to time-sensitive management requests and ad-hoc analysis.

Expertise

• Demonstrate practical knowledge of FP&A, expense management, budgeting, forecasting, variance analysis, and management reporting in banking products.
• Apply strong analytical skills to identify financial trends, understand expense drivers, investigate variances, and develop meaningful financial commentary.
• Demonstrate the ability to work with financial information across business, functional, cost-center, and expense-category dimensions.
• Apply AI enabled solutions to workflow and think out-of-the-box for how to make processes more efficient with AI.
• Apply strong Excel and financial modeling skills to organize, analyze, and interpret financial data.
• Prepare concise, accurate, and management-ready financial reports and presentations.
• Leverage financial systems, reporting tools, and automation capabilities to improve the efficiency and quality of FP&A processes.
• Demonstrate strong attention to detail while maintaining an understanding of broader business and financial implications, including key messages for division management.

Qualifications and Skills

• 7+ years of relevant experience in FP&A, financial analysis, expense management, management reporting, or a related Finance function.
• Bachelor's degree in Finance, Accounting, Economics, Business, or a related discipline.
• Experience supporting budgeting, forecasting, variance analysis, and monthly financial reporting.
• Experience preparing financial reporting across business and/or functional organizational structures.
• Strong analytical, financial modeling, and problem-solving skills.
• Advanced proficiency in Microsoft Excel and PowerPoint; experience with Power BI and enterprise planning/reporting platforms is preferred.
• Demonstrated experience with use of AI to solve business problems and make processes more efficient.
• Strong attention to detail and ability to work with large and complex financial datasets.
• Ability to manage multiple deliverables and deadlines within a recurring monthly FP&A cycle.
• Strong communication and stakeholder-management skills.
• Banking or broader financial services experience preferred.

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