Credit Officer / Fund Finance, Analyst
New York, NY, US, 10172
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $73,000.00 and $86,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
Role Description
Sumitomo Mitsui Banking Corporation is hiring an Analyst based out of the NYC office. This role is a second line role supporting the risk assessment and ongoing credit monitoring of complex structured finance transactions originated by SMBC’s Fund Finance Solutions Department with a focus on Subscription Financing, NAV, Hybrid, GP as well as other fund financing solutions.
Scope of responsibilities includes evaluation of fund finance transactions and portfolio reporting. This position requires sound judgment, a solid understanding of fund structures, and the ability to work collaboratively to ensure alignment of internal credit standards and portfolio strategy. The ideal candidate will have strong financial modeling, financial accounting and time management skills.
Role Objectives
- Assist senior team members in preparartion and presentation of credit evaluation of transactions submitted by the Fund Finance department.
- Support credit officers in the credit approval process acting as liason between the front office and credit department.
- Support credit officers in preparation and presentation of internal risk reporting and ensure data integrity.
- Review and recommend collateral monitorings.
- Support additional credit related projects and intiatives as needed.
Qualifications and Skills
- Bachelor’s degree with focus in Finance, Economics, Accounting, or a quantitative discipline preferred.
- 0-2 years of relevant experience in credit risk management, credit underwriting, corporate banking, or a related field. Experience with fund finance, leveraged finance, or private capital structures preferred.
- Excellent oral and written communication skills, interpersonal skills, with strong attention to detail.
- Highly organized, self‑motivated, and capable of managing multiple priorities in a deadline‑driven environment.
- Strong ability to collaborate cross‑functionally and professionally with internal stakeholders.
- Knowledge of fund finance industry, exposure to private equity fund structures, portfolio company analysis, or valuation‑driven credit products preferred.
SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.
Nearest Major Market: New York City