Loan Workout (Project Finance) - Director

Objectives

The role’s responsibilities include but are not limited to the following:

• Continuously monitor and manage existing transactions, such as assign borrower rating, detailed action plans, exposure management strategies and account related admin duties
• Review and process of waivers and amendments, leading the preparation of credit applications, managing the credit process with the Credit Department and back office, performing any due diligence activities, and negotiating documentation.
• Keep abreast of business and market trends that may affect deal/portfolio performance.
• Prepare periodic reports and information pertaining to the account for senior management.  Pro actively escalate operational risk, loss events to management if applicable.
• On a quarterly basis analyze and report reserve/write-off calculations complying with both US GAAP and JGAAP, assign proper accrual /non-accrual status, and handle credit cost forecasts
• Prepare materials for regulator examinations,  external and internal audits.

Objectives Cont.

• Ensure compliance of all internal and external matters in accordance with banking regulations, bank policy and best practices.   
• Undertake ad hoc tasks and projects as required and assigned.
• Provide mentorship and guidance to deal team members and give guidance and feedback.  Help train junior members of team.

Experience and Education

Work Experience:

• 9+ years’ experience in project finance credit underwriting or portfolio management at the financial institution or the turnaround consulting firm
• Experience in negotiating term sheets and project finance documentations

Education:

• Required: BA / BS in Finance, Accounting, Business Administration, or a related filed

• Preferred: MA / MS / MBA
• Formal credit training preferred
• Workout experience preferred

Qualifications and Skills

• Deep understanding of project finance, infrastructure finance, structured finance, loan sales & syndication.
• Proven analytical and financial modeling skills and experience with review and negotiation of project financing documentation.
• Proven credit analysis skills and track record; ability to efficiently analyze a vast and complex amount of information to quickly identify the key risk factors of highly structured transactions and draw from extensive knowledge of transactions to identify solutions.
• Knowledge in regulatory framework in region and fully versed in internal policies and procedures.
• Excellent communication and presentation skills both written and verbal; proven ability to present and negotiate externally with clients and key industry contacts and internally with senior management and other departments.
• Ability to build and maintain a strong network of relationships across the Bank to support and facilitate communication and/or execution of restructuring transaction.
• Demonstrates a high degree of attention to detail and an ability to complete work accurately and in a timely manner against strict deadlines.
• Self-driven and motivated; takes personal ownership of specific assignments.
• Demonstrates leadership ability to lead an amendment or a restructuring, and can provide mentorship, guidance, training to junior colleagues on the team.    

Additional Requirements

D&I Commitment

Responsible for fostering a culture of diversity and inclusion, holding leaders accountable for creating an inclusive environment through awareness and practice of equity in recruiting, developing, and promoting diverse talent.