Risk Business Management Associate
Charlotte, NC, US, 28202 New York, NY, US, 10172
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
Role Description
SMBC is seeking an Associate to join the Office of the Chief Risk Officer (CRO) Business Management team. The individual will work closely with the team and risk verticals to develop executive-quality presentations, reports, and dashboards that distill complex risk information into clear, concise, and actionable insights. The role requires the ability to identify key issues, connect risk themes across functions, and tailor messaging for executive, board, Head Office, and regulatory audiences.
The Associate will also support budget management, governance routines, committee materials, risk reporting process improvements, and other activities that advance CRO priorities. Success in this role requires strong judgment, intellectual curiosity, a desire to learn, comfort working independently, and the ability to foster a collaborative environment across Risk and partner departments.
Role Objectives
- Develop executive-level materials that distill, render, and visualize complex risk issues in a concise, accurate, and audience-appropriate manner.
- Translate data and technical risk content into clear narratives that highlight key messages, implications, required decisions, next steps, and potential trade-offs.
- Support recurring and ad hoc CRO reporting, including materials for senior management, Board, Head Office, regulatory meetings, and risk committees.
- Assist with budget management, headcount tracking, dashboard visuals, and reporting routines that support CRO Office priorities and organizational planning.
- Coordinate inputs across risk verticals, challenge unclear or incomplete content, and help ensure timely completion of high-quality materials.
- Support risk committee processes, including agenda/material preparation, meeting minutes, action item tracking, and governance documentation as needed.
- Identify opportunities to improve reporting processes, data quality, visual consistency, and overall effectiveness of risk communications.
Qualifications and Skills
- 3+ years of experience in a risk management function at a large U.S. bank/FBO, consulting firm serving the banking sector, U.S. banking regulator, or comparable financial services environment.
- Excellent written and verbal communication skills, including nuance in writing and the ability to convert complex content into clear PowerPoint presentations and executive-ready narratives.
- Strong analytical and organizational skills, with close attention to detail and a demonstrated ability to identify key issues, implications, and required actions.
- Ability to articulate challenges, decisions, options, pros/cons, resolution paths, next steps, and accountabilities in a structured and concise manner.
- Working understanding of enterprise risk management and major risk disciplines, including Credit, Market, Liquidity/Treasury, Operational, Model, Technology/Data/Cyber, and Compliance/Regulatory risk.
- Ability to understand key risk concepts and translate them into accessible, contextually appropriate content for senior management and other non-technical audiences.
- Interest in connecting risk information across functions and assessing how market, macroeconomic, regulatory, and business developments may affect the organization’s risk profile.
- Effective interpersonal skills and diplomacy in working with internal departments, senior management, Head Office, and regulatory stakeholders.
- Independent worker and self-starter who is solution-oriented, comfortable with ambiguity, and able to manage multiple time-sensitive deliverables.
- Strong proficiency in Microsoft Office Suite, especially PowerPoint and Excel; familiarity with Power BI, dashboarding, or similar reporting tools is preferred.
- Sound judgment, integrity, professionalism, and discretion in handling sensitive information and management-level materials.
SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.
Nearest Major Market: Charlotte